Renters Insurance
You have found a lease or sublease that is perfect for you. The next step is to get it decorated and decked out with all of the latest gadgets and technology. College students today have thousands of dollars worth of STUFF in their place.
- Computers
- Stereos
- Xbox or PS2
- Furniture
- Credit Cards
- Television
And the list goes on...
Have you ever wondered what it all costs? Probably not. Let's face it. College students are not the most responsible people on the face of the planet. A simple cigarette butt, unattended stove, or a kickin' party could bring your entire place to the ground. So what, it is just a sublease and you do not own the place right? True, the landlords' insurance will pay for the dwelling, but you do own what is inside.
Could you afford to replace all of these items out of pocket? More than likely the answer is no. Odds are you will never need to use this insurance, but it is better to be safe than sorry. This is where renters insurance comes in handy. Ask your parents to pay for it if you don't want to yourself.
Policies are relatively cheap, ranging from $15 - $30 per month depending on location, size, and possessions. You may even be able to get this put on your parent's homeowners policy. There are several companies that offer renters insurance to college students leasing a place. Find one in your area and get protected today.
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